When most people think of the Apple Wallet app, they think of just Apple Pay. They think it’s a way to pay for things digitally instead of using a physical card. While this is true, the Apple Wallet App can do so much more and is quietly becoming one of the most useful apps on your iPhone. It can give you public transit access, a form of digital keys for your home or car, peer-to-peer payments, and even storing your physical card information (finally!). Apple Wallet in iOS 26 can realistically replace most of what people still carry in their pockets, as it has for me. If you’ve only used it for Apple Pay, you’re honestly missing the best parts. Here are some of the best Apple Wallet features!