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Improbable Visa & iPhone loophole leads to Apple Pay heist that’ll never happen to you

Researchers were able to pull $10k from a locked iPhone via a trick that requires physical device access, perfect circumstances, and specialized hardware. Don’t let fearmongering convince you to turn off Transit Mode.

Close-up of a person holding a smartphone near a touchscreen payment terminal displaying a QR code, indicating a contactless digital payment at a store counter
Visa cards on Apple Pay have a very specific vulnerability that no one should worry about

Fear is one of the most prevalent emotions to utilize when looking to make some content go viral. If you watched TV in the past 40 years, a lot of late-night news broadcasts thrived on the “but it could happen to you” plot devices.

YouTube is no stranger to using fear as a tactic, and one of the biggest tech YouTubers, Marques Brownlee, let hacking channel Veritasium steal $10k from his locked iPhone in a video. It utilized a man-in-the-middle technique where transaction handshakes are intercepted between an iPhone and payment terminal.

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