After two drops in 2026, Apple Card Savings has raised its interest rate slightly, with customers now earning an annual percentage yield of 3.5%.
Apple Card Savings lets users save money, though the APY has dropped since launch
Apple Card Savings lets users save money, though the APY has dropped since launch
The Apple Card Savings Account is a high-yield savings service for users of Apple Card. While the average percentage yield has been going down over the last few quarters, it’s finally corrected course and gone up a small amount.
On September 22, the APY rate increased from 3.4% to 3.5%. The change means that a customer who keeps $1,000 in their Apple Card Savings account for a year will now gain $35 in interest rather than $34.